how much does it cost to be a prodigy member

How Much Should You Expect To Pay If You Don’t Have Insurance? Getting care outside your health plan’s provider network may result in you paying more for care or all of the out-of-network care costs. You can also keep your out-of-pocket costs as low as possible by giving birth at an in-network hospital or facility. Your out-of-pocket costs will be lower if you’ve already reached your annual deductible. The average out-of-pocket spending for a vaginal delivery is $2,655, compared to $3,214 for cesarean births.įor labor and delivery, out-of-pocket costs can include a health insurance deductible, copayments and coinsurance, depending on the specifics of your plan. The average out-of-pocket cost for childbirth with health insurance is $2,854, but the costs for vaginal births are lower than those for cesarean births. How Much Should You Expect To Pay If You Have Insurance?

You might also need to meet a lactation consultant within the first few weeks after delivery, which is usually covered by insurance. Your baby will receive a complete physical exam and additional vaccines as part of the exam. Newborn careĪfter your baby is born, they will need to visit a pediatrician to receive newborn care. For babies with difficult births or babies born with certain conditions, there can be additional monitoring and tests that will add to the total hospital charge. Doctors will monitor your baby’s breathing and heart rate, administer their first vaccines and take a blood sample before you and the baby can get discharged. Baby’s hospital chargesĪll babies need some basic medical care after delivery. The cost of having a baby is also slightly higher if you’re induced rather than having a spontaneous birth. MedicationsĪ medicated birth with an epidural will increase the cost of delivery. Your hospital charges could be much more expensive if there are complications during the delivery or if you need specialty care or monitoring after birth.

For a cesarean birth, the average stay is 96 hours. For a vaginal delivery, the average hospital stay is 48 hours. If you deliver your baby in the hospital, the cost of the hospital stay can vary significantly. Vaginal births generally cost less than cesarean births, with and without health insurance. One of the biggest factors that impacts the cost of giving birth is the type of delivery. You will need various tests, including routine blood work, a glucose test, genetic testing, ultrasounds and other screenings, which affect the cost of having a baby. You can expect to visit your obstetrician’s office between 10 and 15 times for a normal pregnancy with no complications. Hawaii, Louisiana, North Dakota and Wyoming were not included in the report.

Source: Health Care Cost Institute, 2020 data. Difference between state and national average out-of-pocket spending for childbirth

How much does it cost to be a prodigy member